Good to know
Create a Budget
Car Insurance $130
Food and Toiletries $150
Health Insurance $200
Divide by 4 weeks= $363.75
Divide by 40 hrs= $9.09/hr
$10 should cover minimum expenses, subtract your expenses from your income and don't spend your bill money
Consider taxes about 15% goes to Federal Taxes, Social Security, Medicare, State Taxes
How much does one get taxed?
Roth IRA: https://www.rothira.com/
For stock investment purchase: Robinhood.com
Can also invest with Acorns: https://www.acorns.com/
And Stash: https://www.stashinvest.com/
ETF (Exchange traded fund): a collection of stocks, can include stocks like Amazon
Cannabis Stocks are legal and likely to be a good investment:
Consider: Investor Crazes
Consider: Interest Rates when you buy a car or get a credit card or loan
Mutual Fund: https://www.investor.gov/introduction-investing/basics/investment-products/mutual-funds-and-exchange-traded-funds-etfs
Look for companies that will grow, each company names their stock with a few letters:
TTM: Tata Motors
ACB: Aurora Cannabis
Honda: they are making electric self driving cars
TES: Tessco: manages blockchain technology
Exchange Traded Funds
MJ Cannabis ETF: https://finance.yahoo.com/quote/MJ/holdings/
Look at Holdings section to see what companies are in the ETF and what their weight is:
You can look up "ETF with AMAZON", or "ETF with Google", some are $200, some are $30
Look for ETFs that are very likely to grow:
ETF with AMZN: Amazon, GOOGL/GOOG: Google (Alphabet)
Blue Origin if it joins the stock market Belongs to the owner of Amazon, space exploration
Robotics and Artificial Intelligence ETF:
For stocks look at:
Div/Yield, some have 0, some have 2-5, it is how much they pay in dividends
A dividend is a percentage of a business's profits that it is paying to its owners (shareholders) in the form of cash also quoted as its payout ratio.
Volatility is how the price rises and drops, a stable company has some highs and lows but keeps steady growth, not high volatility
Look at the About Section of a stock:
Company history, number of employees, who the company is working with, what companies they are collaborating with, who owns it and what they have done in the past
what is living paycheck to paycheck?
credit card APR
Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243) for “My Federal Student Aid,” fafsa.gov
Types of financial aid:
There are four main types of financial aid for college students including grants, scholarships, loans, and work-study funds.
Pell Grants you don't have to pay back
Lottery Scholarship you don't pay back, keep a 2.5 GPA
Perkins Loan: You do pay back
For Scholarship Applications:
College Green Light:
In-state 10,092 USD
Out-of-state 35,682 USD
In-state 6,094 USD
Out-of-state 19,652 USD
In-state 1,968 USD
Out-of-state 5,184 USD
You can enroll in NMSU and take DACC classes to pay the DACC price, credits transfer over easily, you might want to do this for the basics, you get a check from NMSU for grants or scholarships that are extra money
NMSU Scholarships: https://fa.nmsu.edu/scholarships/
Scholar Dollars Online Application System: https://scholarships.nmsu.edu/
On average, medical school tuition, fees, and health insurance during the 2018-2019 academic year ranges from$36,755 (public, in-state) to $60,802 (public, out-of-state). Average private school figures come in just below public schools for in-state and out-of-state students, at $59,076 and $60,474, respectively.
We can go through a period of grief resolution after losing a person, losing an opportunity, losing something that we worked hard for, losing a relationship, after surviving a tragedy, after hurting others and reflecting on the heavy weight that we have placed upon our consciousness.
All feelings are valid and nobody can tell you how long you can feel what you feel for.
Only you can decide what to do, only you have control to decide how to express your emotions and how to process your stimuli.
Think of constructive, creative ways to process and you could be a light to this world even at your worst.
The 5 stages of grief and loss are:
1. Denial and isolation
People who are grieving do not necessarily go through the stages in the same order or experience all of them.
we could grieve bad adult support
this week we will talk about the effects of drugs
The Most Popular Drugs:
MDMA (Ecstasy, Molly)
Quite dangerous but natural: Datura, Morning Glory Seeds
A psychoactive drug or psychotropic substance is a chemical substance that acts primarily upon the central nervous system where it alters brain function, resulting in temporary changes in perception, mood, consciousness and behavior.
psychedelics for mental health, research
shamanic ethnobotanical plants
Shamanism is a practice that involves a practitioner reaching altered states of consciousness in order to perceive and interact with what they believe to be a spirit world and channel these transcendental energies into this world.
Ethnobotany is the study of a region's plants and their practical uses through the traditional knowledge of a local culture and people. An ethnobotanist thus strives to document the local customs involving the practical uses of local flora for many aspects of life, such as plants as medicines, foods, and clothing.
Entheogen a class of psychoactive substances that induce any type of spiritual experience aimed at development. The term entheogen is often chosen to contrast recreational use of the same drugs.
anything you consider with psychedelics you can consider without psychedelics. You are here now and do not need anything from outside of you.
This class is here to offer perspectives that you can take into consideration.
meditation vs drugs
The Difference Between Cannabinoids and Terpenes
Not all parts of cannabis are psychoactive:
Organization that helps with awareness of the effects of psychedelic drugs:
countries that have legalized/regulated
Opiates (heroin,hydrocodone (Vicodin)
Oxycodone (Oxycontin,Percocet), morphine)
cocaine, crack, meth
Narcotic: can treat severe pain. High risk for addiction and dependence. Can cause respiratory distress and death when taken in high doses or when combined with other substances, especially alcohol.
methadone and suboxone
Ketamine. (may be called K2), K-Hole
Dissociatives produce hallucinogenic effects, which may include sensory deprivation, dissociation, hallucinations, and dream-like states or trances.
Cause their effects by disrupting the actions of the brain chemical glutamate at certain types of receptors—called N-methyl-D-aspartate (NMDA) receptors—on nerve cells throughout the brain (Morgan, 2012; Morris, 2005).
Salvia divinorum works differently. While classified as a dissociative drug, salvia causes its effects by activating the kappa opioid receptor on nerve cells (Cunningham, 2011; MacLean, 2013). These receptors differ from those activated by the more commonly known opioids such as heroin and morphine.
The really really really bad drugs
Bath Salts/ Flakka
how to help someone who is struggling with addiction
Meet them where they are, listen to them, let them know that they are not alone, ask them what they need, connect them to local resources.
Addiction can happen to any person, any time.
Some Consider These Drugs:
Over the counter medication
Tetrahydrocannabinol (THC) C21H30O2
Salvia Divinorum C23H28O8
Plant sugar sucrose C12H22O11
Getting High On HIV Medication (Full Documentary)
Hamilton Morris travels to South Africa to interview efavirenz users and dealers and study how the life-saving medicine became part of a dangerous cocktail called "nyaope."
PS: It has rat poison, strychnine.
link to webpage:
Alcohol related deaths
glyphosate in alcohol
“With a federal court looking at the connection between Roundup and cancer today, we believe this is the perfect time to shine a spotlight on glyphosate,” study author and U.S. PIRG Toxic’s Director Kara Cook-Schultz told USA Today. “This chemical could prove a true risk to so many Americans’ health, and they should know that it is everywhere – including in many of their favorite drinks.”
The drink with the highest glyphosate concentration was Sutter Home Merlot, at 51.4 parts per billion (ppb). Popular beer brands like Coors Light, Miller Lite and Budweiser all had concentrations above 25 ppb. The full results of the study, from highest to lowest glyphosate concentration in ppb, are listed below.
how much to drink
3-4 drinks for women
4-5 drinks for men
A Drink is:
One beer: 5% Alcohol, 12 oz, a Tall Boy is 2 beers
A Drink is:
One beer: 5% Alcohol, 12 oz, a Tall Boy is 2 beers
8-9oz of malt liquor, 7% alcohol
5 oz of 12% tablewine
3 to 5 oz 17% fortified wine
1.5 oz 40%, liquor, a shot
NEW MEXICO DWI PENALTIES BY OFFENSE
7th(or Subsequent) Offense
You can break New Mexico DWI laws in other ways too. Additional offenses include:
Aggravated DUI (Having a 0.16 BAC or higher, refusing to take a BAC test, or causing bodily harm while DWI)
Driving while License Revoked for DWI
Selling or Giving Alcohol to a Minor
DMV Driving Test:
Safe LGBT Sex Information
Four Crucial Queer Survival Tips for 2019
INSINCERE relationship situations
Look out for:
(this is not consent unless you talk about the arrangement and both agree to it wholeheartedly):
We are going out and doing stuff but we are not dating
I want you to be my friend but don't talk about how you feel or what you are going through, I just want you here for company, to listen to me talk, and to have sex
I don't want to know more about you or your experiences (this is not really a friend)
I want to go see other people and call you when I want to hang out with you
I want t stay at your house when I want to and have you cook for me, I want to use your stuff and take a shower at your house, but we are not in a relationship
Sleeping around and calling it "polyamory"
If one wants to be part of a healthy polyamorous relationship they need to be aware of the dynamics of the people involved.
"Sleeping" with someone (having sex) exposes you to all their STIs
"Sleeping" with someone who sleeps with someone else exposes you the all the STIs of them and all the people that they have "slept" with
Hurting you and then seeing if it is ok... saying that they are just trying BDSM (talking to you beforehand and getting an affirmative yes is essential)
How to spot fake news
Consider the Source, check the source
See who else is reporting it
Examine the Evidence
Look for False Images
Check That It "Sounds Right"
Talk to other people about it and be open to their perspective
Chapter 8, food
Food is a source of:
Nutrient: a component in food that the body needs to grow, develop, and repair itself
Macronutrients: carbohydrates, proteins, and fats
Micronutrients: vitamins and minerals that organisms must ingest in small amounts to maintain health
Carbohydrates: fruits and veggies, grains, legumes
Simple Carbohydrates/ Simple sugar (Monosaccaride): a carbohydrate made up of a single sugar subunit; an example is glucose
Complex Carbohydrate (Polysaccharide): a carbohydrate made of many simple sugars linked together, a polymer of monosaccharides; examples are starch and glycogen
Glycogen: a complex animal carbohydrate made of linked chains of glucose molecules; a source of stored energy, a type of starch
Fiber: a complex plant carbohydrate that is not digestible by humans
Starch: a complex plant carbohydrate made of linked chains of glucose molecules; a source of stored energy
45%-65% of your calories come from carbohydrates
Calories: the amount of energy released when nutrients are broken down in measure in units called calories, more calories means more energy from the food, if you do not use the energy it gets stored for later
Proteins: Meats, Dairy, Legumes, also in nuts, grains, and veggies
Essential amino acids: the body needs 20 amino acids, 9 have to come from food, the rest can be assembled by cells
Complete vs incomplete protein: meats have all 9 amino acids while most vegetables and plants do not, you need a wider variety of food to get all the amino acids
what are proteins?
Fats: Dairy, meats, oils
Unsaturated fats: Liquid at room temperature. Have at least one unsaturated bond in a place where hydrogen can be added to a molecule.
Saturated fats: have all the hydrogen the carbon atoms can hold
Triglycerides: the main constituents of body fat in humans and other animals, as well as vegetable fat. An ester derived from glycerol and three fatty acids.
Omega−3 fatty acids: The three types of omega−3 fatty acids involved in human physiology are α-linolenic acid (ALA), found inplant oils, and eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA), both commonly found in marine oils. Marine algae and phytoplankton are primary sources of omega−3 fatty acids.
In a healthy diet 20 35% of your calories come from fat
Cholesterol: a waxy fat like substance, we need some cholesterol to build cell membranes and nerve tissue.
Trans Fat: made when manufactures add hydrogen tot eh fat molecules in vegetable oils. The food lasts longer but is hard to digest.
Metabolism: when your body uses food, a series of chemical reactions that occur inside your cells, as a result, energy is released
Vitamin: an organic molecule required in small amounts for normal growth, reproduction, and tissue maintenance
Water soluble vitamins:
Antioxidants: help protect healthy cells from the damage caused by the environment.
Fat soluble vitamins:
Mineral: an inorganic mineral required by organisms for normal growth, reproduction, and tissue maintenance: calcium, potassium, iron, zinc
Inorganic elements not synthesized by animal bodies:
Electrolytes: salts that help our muscles contract and water balance
Nutrient Dense Foods: the super foods: hemp, spirulina, chia, turmeric, reishi, gogi berries, aloe vera..
WE EAT AND DRINK WATER TO
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- Eat a mix of foods, eat fruits, grains and veggies
- Snack on fruit, yogurt, nuts, raisins, carrots
- Do not make fun of people who eat well or call them names like health nut
- Consider the meal planner web sites above
- Eat more nutrient dense foods like algae, hemp, chia, turmeric, gogi berries, potatoes, moringa, and spinach
- Eat junk food once in a while but not regularly
what influences our food choices?
The foods you choose:
Personal Preference: what you like to eat
Cultural Background: what your family cooks
Time and Convenience: eating on the go, not being able to cook, we oftentimes eat at a fast food place because it is easier to get the food
Friends: what our friends encourage us to eat, what they cultural background introduced them to
The Media: advertisements
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how to read a food label
- Read the Ingredient List:
- Ingredients are listed in order from biggest to smallest amount of ingredient
- If an ingredient ends in -ose, it is probably a sugar
- Check for food additives such as artificial sweeteners (aspartame and sucralose) and preservatives (BHA, BHT, sulfites)
- Check out food dyes like Red 40
- Look for anything that you might be allergic to
- Look at the number of servings per container
- Look at the difference between brands fat, sugar and salt per serving
- Check out the number of calories in one serving
- consider the person's size, weight, age, level of activity to see if the serving size applies to them.
- Look at the percentages of the daily values
- saturated fat, cholesterol, sodium, if the food is high in those areas, you may want to avoid it
- look at fiber and vitamins and minerals such as iron or calcium
- Look for health and nutrient claims such as GMO labeling
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- We all have different body types and my be healthy even when our pant size is bigger
- Weight is not a direct indicator of health
- What matters is that you feel energized and comfortable with your weight
- Many people who appear to be overweight have more muscle mass and are quite strong
- Many people who are underweight struggle to gain weight
- We can have body image issues at any weight and it is important to love ourselves as we are
- We can have goals for body outline but they key is to accept ourselves wherever we are at in the moment
- Body Composition: is you percentage of muscle, fat and bone
- Body Mass Index: is a ratio of weight to height, it is not always accepted as healthy because it is not appropriate for all body types and can tell a person that they are overweight when they are actually perfectly ok
reasons for weight gain
- Grocery stores offer more food choices that are prepared at the store, they are marketed to look like home made foods but have hydrogenated oils and preservatives
- High fructose corn syrup in almost all food, used as a sweetener, it is harder to digest than cane juice
- More meals are eaten outside the home
- Portion sizes have increased
- We are sedentary, we are less active at home, school, work
- Sometimes going outside is not safe street harassment, bullying
- We rely on technology more, cars and computers, we order takeout or delivery
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- Choose an activity that you enjoy
- 30 minutes 3 times a week is all it takes
- You get many healthy benefits like stronger heart muscle and clearer arteries
- Getting your blood flowing gets nutrients to your brain and clear out cholesterol
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what we can do
- Cook with your family
- Have community gardens
- Go outside with your friends, strength in masses
- Exercise with your family, ask your family if they will go on walks with you
- Plan activities to look forward to like camping and going to the lake
loving yourself is essential
- Working on weight gain or weight loss goals takes time, you deserve love now, especially love from yourself
- Fad diets can be temporary, sometimes people starve themselves and then they gain the weight back right after the fad diet is over
- Healthy diet is a life long thing
- Weight loss pills can cause heart attacks
- Fad diets are usually a way for companies to make money
- Fasting: it can be good for a bit, it is not very helpful in the are of losing weight
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healthy weight gain
- Snack on nutrient dense foods
- Eat more protein, not as much fat or sugar, though you need both fat and sugar
- Try not to skip meals
- Eat slightly bigger servings
- Exercise to store the nutrients and build muscle
diets for people with diabetes
- Balanced meals and snacks on a regular schedule
- Monitor carb intake
- Regular exercise
- We can get all the nutrients we need from a vegetarian diet
- It is important to get enough B12, algae has B12
- B12 is made by anaerobic microorganisms (ie. bacteria that do not require oxygen to live).
- Get enough calcium from seeds like sesame and dark leafy vegetables
- A food allergy is a response to proteins in certain foods by your immune system
- Food allergy symptoms: Swollen tongue, coughing, sneezing, swollen throat, vomiting headache, nosebleed, rash, breathing difficulty, drop in blood pressure
- Food intolerance symptoms: Rash stuffy nose, headache, anxiety, tiredness, inability to concentrate, digestive problems, cramping, diarrhea, weight loss or gain, malnutrition
- Common causes: peanuts, other nuts, eggs, milk, soy, fish, shellfish, wheat, milk, eggs, citrus